What is PeakFolio?
In this service, we’ll take managing money off your to-do list so you create space to do what you love. Growing wealth needs nurturing, time, and a team of experts who manage portfolios all day. Luckily for you, this is what we do best. This long-term, consultative, comprehensive service comes with a bonus of convenience.
What is PeakFolio?
When you have the blueprint for your life ready – the car, the house, the university for your children – but you could do with an expert strategy to accomplish it, PeakPlan is the service for you. It provides a deep dive into what you have, what you need to do and how to get you there. We’ll give you a master plan, and you get to execute it. This is an advice-only, one-time service that provides you with a comprehensive plan to steer you towards your goals.
Benefits of choosing PeakFolio
*Segmentation will be based on Assets Under Advice (AUA). AUA = value of Mutual Fund holdings implemented through PeakAlpha in direct schemes.
*Segmentation will be based on Assets Under Management (AUM). AUM = value of Mutual Fund holdings implemented through PeakAlpha in regular schemes.
Personalised Portfolio Management Approach
The ideal
PeakFolio client
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You prefer long-term engagement with your portfolio manager
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You do not want the hassle of invoices and monthly payments
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You want a high-touch portfolio management approach with regular consultations with the portfolio manager
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You require support to implement financial recommendations
No fees. PeakAlpha receives consideration in the form of commissions and payouts from its financial partners
Sign up now for PeakFolio
Frequently asked questions
In this service, you do not pay fees. PeakAlpha receives consideration in the form of commissions and pay outs from its financial partners.
The following prerequisites must be met before scheduling the initial session:
- The session will be scheduled only on receipt of a completed template with required data from you. Necessary documents must be kept handy or shared with the template.
- Once the template is received, the portfolio manager will review it and identify inadequate or missing information. The portfolio manager will subsequently inform you over an email to share the same.
- Mutual Fund KYC in the name of the investor should be completed and registered.
- Onboarding on the necessary mutual fund transaction platform should be completed.
- A token transaction on the mutual fund transaction platform should be completed.
PeakAlpha will schedule the initial session once the above prerequisites are met.
Recommendations and reports will be based only on information shared and made available to the portfolio manager by you on or before the date of the session.
You will receive three sessions in the first year of engagement with us:
a. The first session will be an extensive two-hour session.
b. You will receive two subsequent review sessions, once every four months, after the first session. These sessions will be scheduled for one and a half hours. PeakAlpha will reach out to you to schedule the review sessions at a mutually convenient time. There will be no interim session in the first year.
c. From the second year onwards, the frequency of review sessions will be based on the segment that you fall under.
d. How is the segmentation determined? The segmentation is determined by the Mutual Fund Assets under Management.
e. The segments and their respective reviews from the second year are as follows:
| Service Segmentation | Mutual Funds Asset Under Management | Frequency of Reviews |
| Bronze | ₹10 lakhs and below | Once in 12 months |
| Silver | ₹10 lakhs to ₹50 lakhs | Once in six months |
| Gold | ₹50 lakhs and above | Once in four months |
f. Interim sessions can be scheduled for any interim requirements or discussions over and above the scheduled reviews.
g. These are based on the segment that you fall under, which is determined by the Mutual Fund Assets under Management.
h. The segments and their respective interim sessions available to you from the second year are as follows:
| Service Segmentation | Mutual Fund Asset Under Management | Interim Sessions |
| Bronze | ₹10 lakhs and below | One interim session |
| Silver | ₹10 lakhs to ₹50 lakhs | Two interim sessions during the contract term |
| Gold | ₹50 lakhs and above | Three interim sessions during the contract term |
i. You will have to reach out to the Customer Advocacy team at PeakAlpha or the respective portfolio manager to schedule the interim sessions. Each session will be scheduled for 30 minutes, based on mutual convenience. After the interim session, the portfolio manager will send out an interim report with recommendations, if any.
j. Review reports and interim reports will not be followed by report discussions. Only the report sent after the initial session will be followed by a 30-minute report discussion.
A portfolio report documents the recommendations provided in the session. A report is generated and sent to you after the session.
PeakAlpha will not incorporate any fresh data once the report has been shared with you. Hence the report discussion will only be based on inputs received during the first session (from the shared template) and the review.
Under the PeakFolio service, implementation support will be provided for mutual funds, insurance, bonds and other instruments. The implementation of mutual funds will be in Regular mode through PeakAlpha.
The implementation support team will also extend their support on the following service requests:
1. Change of bank
2. Change of nominee
3. Change of mobile number/email ID/address
4. Change of FATCA and residential status
5. Transmission of units
6. Capital Gain Statements/Account Statements